Estate planning can feel overwhelming, especially for those who have never created a plan or who haven't updated theirs in the recommended timeframe of three to five years. However, the good news is that with the help of a specialized lawyer, the process can be smoother and more efficient than many people anticipate.

At the Law Office of Lauren Rios, we work closely with clients to ensure they have a comprehensive and up-to-date estate plan. Below is a general checklist we share with our clients to help them prepare for creating or updating their estate plan.

1. Beneficiary Designations

It’s important to designate a beneficiary for all non-probate assets, including 401(k)s, IRAs, life insurance policies, pensions, and bank accounts. For those who already have an estate plan, ensure that the person currently named is still your preferred beneficiary.

2. Financial Power of Attorney

Choose someone you trust to make financial decisions on your behalf in the event that you are unable to do so. This individual should be responsible and capable of handling your financial matters.

3. Advanced Healthcare Directive

To ensure your medical preferences are followed, use a living will. You’ll also want to name a reliable person—often a spouse, parent, or child—as your medical power of attorney. This individual will make medical decisions for you if you become incapacitated.

4. Name a Digital Executor

In today’s digital age, it's wise to appoint a digital executor. This person will follow your instructions regarding your digital assets, such as bank accounts, social media profiles, digital files, photos, and online storage.

5. Proof of Identity

Gather important documents such as your marriage license, divorce certificates, Social Security card, and prenuptial agreements in one secure location. This will ensure easy access when needed.

6. Property Deeds and Titles

Make sure all deeds and titles are up to date and easy to locate. If you have established a trust, retitle your property so that the trust is listed as the owner.

7. Funeral Instructions

Prepare a list of your funeral preferences and keep it with your will and other important documents. Consider specifying whether you wish to be cremated, any specific passages you want read, or charities to which you’d like donations to be made in your honor.

8. Insurance Information

Collect all of your insurance policies and make sure your executor knows where to find them and how to manage the information.

While this checklist is not exhaustive, it provides a solid starting point. Working with an estate planning professional can ensure that your plan is comprehensive and up to date.



If you’re ready to create or update your estate plan, contact us at the Law Office of Lauren Rios. We’re here to guide you every step of the way.